KOBA Insurance. Pay for what you use.

Thanks for your interest in KOBA! Before you start your quote, we ask that when you take out insurance with us, you agree to answer our questions honestly and accurately.

Your duty to answer honestly

You have a duty to take reasonable care not to make any misrepresentations when answering our questions. This means that you need to answer our questions accurately, honestly and completely. This includes checking the information we give you when you apply for, renew or amend a Policy and letting us know if anything’s changed or is inaccurate or incomplete. It’s also important to understand that when you answer our questions, you’re answering for yourself and anyone else to whom the questions apply (such as other listed drivers). We rely on your answers and information to decide whether we can insure you, on what terms and for what Premium. If you don’t take reasonable care in answering our questions or correcting the information, you may breach your duty. If that happens, we may reduce or not pay a claim, cancel your Policy or treat it as if it never existed.


The Product Disclosure Statement & Financial Services Guide is available here.


KOBA collects, uses and discloses your personal information to provide the insurance to you. We disclose your information to others involved in providing our products and services, including the insurer. If you don’t supply your personal information during the application process, we may not be in a position to offer insurance to you. More information is in our Privacy Policy.

KOBA Rider device

A condition of purchasing our insurance is to share vehicle data with us. If you need to install and use the KOBA Rider device we supply, our Terms of Business explain your rights and obligations.